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Dive Boat & Commercial Watercraft Owner / Operator

Coverage Summary

  • P&I options available from $500,000 to $5,000,000
  • Swimmers and snorkelers liability included with $300,000 limit (higher limis for additional premium)
  • $854,400 pollution coverage or equal to P&I limit, whichever is less
  • $300,000 uninsured boaters coverage
  • $1,000 personal property
  • $2,500 towing and emergency assistance
  • Optional crew coverage both in and out of water (Jones Act coverage)
  • Food and liquor liability
  • Optional rental gear and/or compressor liability
  • Hull deductible 2% less than 30 years and 3% greater than 30 years with a $1,000 minimum
  • $1,000 liability deductible
  • Named storm deductibles - 5% or $5,000, whichever is greater

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